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Easy Ways to Start Your Financial Year Off Right
Coming off the holidays can be majorly anticlimactic. It gets even worse when those holiday bills start coming in. Now’s the time to do a little bit of planning to make the coming year a financially fruitful one. By taking some easy steps, you can ensure you end the year on a happy financial note. Complete a Financial Review Many of us avoid looking at our finances, which leads to more over-spending and less saving. It can be painful to look back at the year that’s ending to see what we could have done better, but without that review, we’re likely to continue in the same vein. Take a good…
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Don't Forget Your Financial Goals!
As we have covered throughout this month, people set goals for all kinds of activities. Yet, one of the most important, i.e., financial goals, often gets overlooked. It’s amazing how many people haven’t set up a budget or are not putting away enough for their retirement. Don’t Forget Your Budget Always create a budget and try to stick with it. This isn’t to say you can’t alter the budget if something isn’t working out. But, staying on track requires that you keep your expenses lower than your income. When you create your budget, bear in mind that you don’t want to cut out everything that you enjoy. You want to…
